Fast, easy, and hassle-free coverage designed to protect your family—no doctor visits or lab tests required.
We’re more than life insurance—we’re peace of mind for you and your family. Our policies are designed to protect your loved ones with the simplicity and speed you need.
Apply online in minutes—no waiting for medical exams or lab results.
Get coverage amounts that suit your needs and budget, up to $150,000.
Designed for individuals who want a fast and straightforward way to secure life insurance without complicated procedures.
Receive an instant quote and coverage decision without delays.
Choose from term or whole life policies tailored to your specific needs.
Guaranteed approval policies available for those who qualify.
We’re more than life insurance—we’re peace of mind for you and your family. Our policies are designed to protect your loved ones with the simplicity and speed you need.
Provide some basic information—no need to visit a doctor or complete lab tests.
Select the coverage amount and type of life insurance that fits your situation.
Don't worry about if your policy will be approved.
Here’s what makes our Guaranteed Issue Whole Life policies a perfect fit
Backed by Assurity, Allstate, and Manhattan Life.
Competitive pricing designed to fit any budget.
Options for individuals, spouses, and children.
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
Guaranteed life insurance is a type of policy that ensures approval regardless of your health history or current medical condition, as long as you meet the membership criteria for Live Well USA. It requires no medical exams or health questions, outside of tobacco user or non-tobacco user, making it an ideal choice for individuals who might otherwise have difficulty qualifying for traditional life insurance. With BuzzON Benefits, you can enjoy peace of mind knowing that coverage is always within reach.
With BuzzON Benefits, you can secure: For Whole Life Insurance, up to $100,000 in coverage. For Term Life Insurance, up to $150,000 in coverage. These flexible coverage amounts are designed to meet your unique needs and help protect your family’s future.
The insurance is offered exclusively through BuzzON Benefits in partnership with Live Well USA. We collaborate with top-rated carriers to ensure you receive reliable and trustworthy coverage. Our commitment is to deliver exceptional service and accessible solutions for every member.
Membership is restricted from individuals engaged in high-risk occupations or activities that significantly impact personal wellness or safety. These may include, but are not limited to, physically hazardous or high-stress roles where long-term health may be compromised. Anyone that is currently on hospice care, in the hospital , or in an assisted living or nursing is not eligible for membership.
With BuzzON Benefits, guaranteed life insurance is just a few clicks away.
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